UAE → Philippines Corridor
Send money from the UAE to the Philippines, at the real rate.
The UAE–Philippines corridor moves money home for hundreds of thousands of people and businesses. Vault Money converts AED to PHP at transparent, near-interbank rates through a network of regulated partners — so the exchange rate stops quietly costing you.
The cost of a Philippines transfer hides in the rate
Whether you are sending money to family or your business is paying partners and staff in the Philippines, the biggest cost is usually invisible: the margin added to the AED/PHP exchange rate. Remittance houses and banks commonly build well over 1% into the rate, on top of any visible fee, on every transfer.
Vault Money prices AED to PHP against the live mid-market rate with the margin shown, typically around 0.4%. Across regular transfers, that keeps meaningfully more pesos in the hands of the people and businesses you send to.
How UAE to Philippines transfers work
Tell us the amount and frequency
One-off or regular AED to PHP transfers — mapped to the right rate and settlement route.
See the mid-market rate
Every AED/PHP quote references the live interbank rate with our margin shown.
We settle to any Philippine bank
Funds reach the beneficiary’s account in the Philippines through our regulated partners.
Track it end to end
Follow the transfer from the UAE to the Philippines with full traceability.
What you get
Transparent AED/PHP
Live mid-market rate with our margin shown — no hidden spread.
Business or personal
Supplier and payroll payments, or personal transfers home.
Fast settlement
Major Philippines corridors typically settle same-day or next-day.
Named relationship manager
One contact who knows your Philippines transfers.
Clean records
Confirmation and reporting your finance team can reconcile.
Regulated partners
Every transfer settled by an independently licensed counterparty.
Who sends money from the UAE to the Philippines
Individuals supporting family back home; UAE businesses paying staff, BPO partners and suppliers in the Philippines; and anyone whose income is in dirhams but whose costs or family are in pesos. If you move money to the Philippines regularly, the AED/PHP margin is one of your easiest costs to cut.
Related: cross-border payments, foreign exchange and multi-currency accounts.
Regulated by design, in every market we operate
Vault Money is not a single company in a single country. We operate through separate, independently registered entities so that your money is handled under the rules of the jurisdiction it moves through — not routed offshore to escape them.
United Arab Emirates
Vault Money L.L.C-FZ — Meydan Free Zone licence 2643541.01, TRN 105365822300001. Our headquarters.
United States
Vault Money LLC — registered Money Services Business with FinCEN, MSB registration 31000336764029.
Canada
Vault Money Limited — FINTRAC MSB N300001905 and Bank of Canada RPAA payment service provider (Registered).
Get your AED–PHP rate
Tell us how much you send to the Philippines and how often. We’ll come back with an indicative AED/PHP rate and the saving against your current provider.
Prefer email? Write to info@vaultmoney.io. We never share your details.
Frequently asked questions
What exchange rate do you use for AED to PHP?
Every AED/PHP quote is referenced to the live mid-market rate with our margin shown separately, typically around 0.4%, rather than hidden inside the rate you are given.
How long does a transfer from the UAE to the Philippines take?
Major Philippines corridors typically settle same-day or next-day, depending on the destination bank and cut-off times. Your relationship manager confirms timing before you send.
Can businesses pay staff and partners in the Philippines?
Yes. We handle both business payments (BPO partners, suppliers, payroll) and personal transfers to the Philippines, with clean records for your finance team.
Is Vault Money regulated?
Vault Money operates through registered entities in the UAE (Meydan Free Zone), the US (FinCEN MSB) and Canada (FINTRAC MSB, Bank of Canada RPAA), and settles through independently licensed partners. It does not itself hold a banking licence or take title to client funds.