E-commerce & marketplace sellers · UAE
Sell globally, settle without the FX drag.
If you sell on Amazon, Etsy, Shopify or to wholesale buyers abroad, your payouts arrive in foreign currency and your costs are in dirhams. Vault Money helps you collect, hold and convert those payouts at transparent, near-interbank rates.
Marketplace payouts lose margin twice
UAE-based e-commerce sellers get paid in the currency of the marketplace or buyer — often US dollars, euros or pounds — while inventory, ads, logistics and living costs are in dirhams. Each payout then gets converted, and marketplaces and banks routinely bake a 2 to 3% margin into that exchange, on top of platform fees. On thin retail margins, that spread can be the difference between a profitable SKU and a losing one.
Vault Money lets you collect payouts in their original currency, hold them across 40+ currencies, and convert to AED (or to the currency you buy stock in) at the live mid-market rate with our margin shown — typically around 0.4%. You keep the margin the platform was quietly taking.
How it works for sellers
Collect payouts in-currency
Receive marketplace and wholesale payouts in USD, EUR, GBP and more, without a forced conversion.
Hold and time conversions
Keep balances in 40+ currencies and convert when the rate and your restocking cycle suit.
Pay suppliers in their currency
Use those balances to pay overseas manufacturers and ad platforms directly, at transparent rates.
One relationship manager
A named contact who understands cross-border online retail — not a call centre.
What e-commerce sellers get
Transparent FX
Near-interbank rates instead of a hidden 2–3% margin on every payout.
Multi-currency balances
Hold 40+ currencies and convert on your schedule, not the platform’s.
Supplier payments
Pay manufacturers, 3PLs and ad platforms abroad in their currency, in full.
Protect thin margins
A lower FX spread flows straight to your bottom line on every sale.
Clean records
Payout and conversion statements your bookkeeper can reconcile.
Regulated partners
Every transfer settled by an independently licensed counterparty.
Who this is for
Amazon, Etsy, eBay and Shopify sellers based in the UAE; DTC brands shipping internationally; and wholesalers collecting from overseas buyers. If your revenue lands in one currency and your costs are in another, the FX margin is one of your most cuttable costs.
Related: importers & exporters, multi-currency accounts, cross-border payments and foreign exchange.
Regulated by design, in every market we operate
Vault Money is not a single company in a single country. We operate through separate, independently registered entities so that your money is handled under the rules of the jurisdiction it moves through — not routed offshore to escape them.
United Arab Emirates
Vault Money L.L.C-FZ — Meydan Free Zone licence 2643541.01, TRN 105365822300001. Our headquarters.
United States
Vault Money LLC — registered Money Services Business with FinCEN, MSB registration 31000336764029.
Canada
Vault Money Limited — FINTRAC MSB N300001905 and Bank of Canada RPAA payment service provider (Registered).
Get your payout rate
Tell us which platforms pay you and in what currencies, plus rough monthly volume. We’ll come back with an indicative rate and the saving against your current setup.
Prefer email? Write to info@vaultmoney.io. We never share your details.
Frequently asked questions
Can I collect payouts from Amazon, Etsy or Shopify?
Yes. You can receive payouts in the currencies these platforms pay in (USD, EUR, GBP and others), hold those balances, and convert to dirhams or to a supplier currency when it suits your cash-flow.
Can I use the same balances to pay my suppliers?
Yes. Many sellers collect in USD or EUR and pay overseas manufacturers and ad platforms directly from those balances, avoiding a double conversion and the margin that comes with it.
How much can this save on marketplace payouts?
Most sellers moving from a bank or platform conversion see their FX margin fall from around 2–3% to roughly 0.4%. On regular payouts that is a direct addition to your retail margin.
Is Vault Money regulated?
Vault Money operates through registered entities in the UAE (Meydan Free Zone), the US (FinCEN MSB) and Canada (FINTRAC MSB, Bank of Canada RPAA), and settles through independently licensed partners. It does not itself hold a banking licence or take title to client funds.