Crypto on/off-ramp · UAE
Fiat to crypto and back, cleanly and compliantly.
A compliant crypto on-ramp and off-ramp in the UAE. Vault Money helps businesses and private clients convert fiat to crypto and crypto to fiat — including USDC and USDT — through regulated partners, with the documentation your bank and auditors need.
The technology is easy. The on-ramp and off-ramp are the hard part.
Moving between fiat and crypto is simple until you need it to be compliant, documented and acceptable to your bank. The real friction in any crypto on-ramp or off-ramp is the fiat side — converting dirhams, dollars or euros to stablecoins and back in a way that passes AML and KYC and leaves a clean paper trail.
Vault Money handles exactly that. We provide a fiat-to-crypto on-ramp and a crypto-to-fiat off-ramp — including USDC and USDT — through regulated partners, so you can move value without operating wallets yourself or holding speculative assets unless you choose to. Every conversion is documented for your books, your bank and your auditors.
How the on/off-ramp works
Scope your use case
We look at the currencies, the tokens (USDC, USDT and others) and the compliance and reporting you need.
On-ramp: fiat to crypto
Convert dirhams, dollars or euros into stablecoins through regulated partners, fully documented.
Off-ramp: crypto to fiat
Convert stablecoins back to fiat and settle to a bank account, with clean records at every step.
One point of contact
A named contact who understands both the fiat and digital sides — not a support ticket.
What you get
Fiat-to-crypto on-ramp
Move dirhams, dollars or euros into USDC, USDT and other stablecoins.
Crypto-to-fiat off-ramp
Convert stablecoins back to fiat and settle to a regular bank account.
Compliant end to end
On- and off-ramps run through regulated partners with full AML and KYC.
No wallets to run
We handle the digital plumbing so you fund and receive in fiat unless you want to hold a balance.
Clean documentation
Records your bank and auditors accept, on every conversion.
Business or private
For treasury teams, trading firms and private clients moving between fiat and crypto.
Who uses our crypto ramps
Businesses and treasury teams that need to convert fiat to crypto or crypto to fiat for settlement; trading and commodities firms working across fiat and stablecoins; and private clients who want a compliant, documented off-ramp for crypto wealth. We will tell you plainly where a ramp helps and where it doesn't.
Related: stablecoin settlement, foreign exchange, cross-border payments and business banking.
Regulated by design, in every market we operate
Vault Money is not a single company in a single country. We operate through separate, independently registered entities so that your money is handled under the rules of the jurisdiction it moves through — not routed offshore to escape them.
United Arab Emirates
Vault Money L.L.C-FZ — Meydan Free Zone licence 2643541.01, TRN 105365822300001. Our headquarters.
United States
Vault Money LLC — registered Money Services Business with FinCEN, MSB registration 31000336764029. Verify at FinCEN →
Canada
Vault Money Limited — FINTRAC MSB N300001905 and Bank of Canada RPAA payment service provider (Registered). Verify at FINTRAC →
Talk to us about crypto ramps
Tell us the currencies, the tokens and roughly how much you need to move. We'll tell you honestly how we can on- and off-ramp it compliantly, and what it costs.
Prefer email? Write to info@vaultmoney.io. We never share your details.
Frequently asked questions
Which stablecoins can I on- and off-ramp?
We work with established, regulated stablecoins suited to settlement — including USDC and USDT — for both the fiat-to-crypto on-ramp and the crypto-to-fiat off-ramp. The right choice depends on your counterparties, which your relationship manager confirms during scoping.
Is the on/off-ramp compliant?
Yes — compliance is the point. On- and off-ramps run through regulated partners with full AML and KYC, and every conversion is documented for your books, your bank and your auditors. Vault Money is registered in the UAE (Meydan Free Zone), the US (FinCEN MSB) and Canada (FINTRAC MSB, Bank of Canada RPAA).
Do I have to hold crypto or run a wallet?
No. Vault Money handles the digital settlement plumbing through regulated partners, so you fund in fiat and receive in fiat unless you specifically want to hold a stablecoin balance.
What is the difference between a crypto on-ramp and an off-ramp?
An on-ramp converts fiat money (dirhams, dollars, euros) into crypto or stablecoins; an off-ramp converts crypto or stablecoins back into fiat and settles to a bank account. Vault Money provides both, so you can move in and out of crypto in a documented, compliant way.
How long does a crypto off-ramp to fiat take?
It depends on the token, the amount and the receiving bank, but many stablecoin off-ramps settle to fiat the same or next business day once compliance checks are complete. Your relationship manager confirms expected timing before you transact.
Can I off-ramp USDT or USDC to a UAE bank account?
Yes. We support off-ramping established stablecoins including USDT and USDC to fiat, settled through regulated partners, with the documentation a UAE bank and your auditors expect.
Is Vault Money regulated?
Vault Money operates through registered entities in the UAE (Meydan Free Zone), the US (FinCEN MSB) and Canada (FINTRAC MSB, Bank of Canada RPAA), and settles through independently licensed partners. It does not itself hold a banking licence or take title to client funds.