Foreign Exchange
Foreign exchange, without the hidden margin.
Move money across 60+ currencies at competitive, transparent rates. Vault Money is your operating partner for global FX, giving you direct access to Tier 1 liquidity through a network of regulated counterparties, with one dedicated relationship manager.
Why businesses overpay on FX, and how to stop
Most banks bake a margin of 2 to 3% into every foreign-exchange conversion, on top of the rate you see quoted in the news. On a six-figure transfer that difference is thousands, and it compounds across every payment you make. Vault Money works to a fraction of that, typically around 0.4%, because we route your flow through wholesale liquidity rather than a retail bank desk.
What you get
60+ currencies
Major, minor and emerging-market pairs, priced from live interbank rates.
Segregated accounts
Hold balances in 40+ currencies and time your conversions on your terms.
One relationship manager
A named contact who knows your business, not a different person every call.
Real-time reporting
Full visibility from origination to settlement, with clean records for your finance team.
Third-party payments
Pay suppliers and receive from clients globally, in their local currency.
Regulated network
Every counterparty is independently regulated in its own jurisdiction.
Who this is for
Importers and exporters managing currency exposure across corridors; business owners running multi-jurisdiction payroll; property investors settling in a target currency; and family offices moving capital with discretion. If your money crosses borders, the margin you pay on FX is one of the easiest costs to cut.
Put a number on it
Our FX savings calculator compares a traditional bank margin against Vault Money on your own transfer size and currency pair.
Open the FX calculator