Bespoke banking · Foreign exchange · Card services · Est. 2026

global payments,
simplified.

Banking, FX and global payments for private individuals and business owners. Direct Tier 1 access, premium rates, and a dedicated relationship manager — across 40+ currencies.

See your FX savings
40+Currencies
$300M+Flow, 2026
60+Counterparties
Live · USD → EUR settled in 2.4s
Treasury Overview Vault Money
Total Balance · 12 Currencies
$156,847.18
▸ Multi-currency · Live
USD
54.2K
EUR
38.5K
AED
42.1K
GBP
22.0K
FX · USD → AED+12,500
SWIFT · Outbound−4,200
USDC · Settled+8,750
Vault Money
4521 •••• •••• 6411
VALID THRU 02/30 VISA
Connected to the world's leading networks
Our key metrics

Universal trust. Rapid execution.

100+
Active clients
$300M+
Flow, 2026
40+
Currencies serviced
60+
Counterparties
Vault Money · Headquarters
Two offices · Dubai & London

Where the world's capital moves through.

Headquartered at the Meydan Grandstand in Dubai — operating at the intersection of three continents — with a satellite office on Level 18 of 40 Bank Street, Canary Wharf, London. Across these two hubs we run around the clock, bridging the GCC, Europe, the UK, the Americas, Asia and beyond.

Dubai · Headquarters Vault Money L.L.C-FZ Meydan Grandstand, 6th Floor Meydan Road, Nad Al Sheba Dubai, U.A.E.
London · Satellite office Vault Money L.L.C-FZ Level 18, 40 Bank Street (HQ3) Canary Wharf London, E14 5NR, United Kingdom
Visit our office
Introducing Vault Money

Built for the flow of modern capital.

Traditional banks weren't built for people who move money beyond borders — for the entrepreneur scaling abroad, the investor buying property overseas, the family relocating to Dubai. Vault Money is built for them. Built for you.

01

Who we serve

The entrepreneur scaling abroad. The family with assets across three jurisdictions. The importer settling in three currencies a week. The property investor closing in EUR before lunch. People whose banking should keep pace with how they actually live.

100+ active clients in 40+ countries
02

The problem

High-street banks were built for one country, one currency, one branch. The moment your money crosses a border, the cost surfaces — opaque FX margins of 2–3%, settlement that takes days, and a relationship manager who's never the same person twice.

Bespoke competitive FX rates, tailored to your flow
03

Our promise

Direct access to Tier 1 banking. Foreign exchange at preferential rates. Multi-currency cards. One named relationship manager who picks up the phone. Built around the way you actually move money — not the way a bank wants you to.

2 days typical onboarding time
Why Vault Money

The architecture has changed.

● The old way

Traditional cross-border banking

3–6 months to onboard with a Tier 1 bank
Manual hand-offs across fragmented correspondents
Opaque FX margins of 1.5–3% baked into rates
Limited to banking hours, days, and holidays
No single point of contact, endless email chains
✦ The Vault Money way

One operating partner.

Tier 1 access in days, not months — leveraging our network
Single automated engine across 40+ currencies
Transparent, competitive FX cultivated across 60+ partners
24/7 stablecoin settlement bridging fiat and digital rails
Dedicated point of contact, always
What we do

Four pillars that unlock global access.

01

Economies of scale

Vault Money leverages its extensive client network and wealth management reach to secure competitive pricing across every covered business area.

02

Network

Over a decade cultivating a distinct ecosystem of institutions and counterparty relationships we tap into to support every requirement.

03

Knowledge

Vault Money crafts customised, resilient long-term plans for individual and corporate needs — solutions aligned to your specific goals.

04

Dedicated team

As a client, you'll have a dedicated Vault Money point of contact — collaborating with our partners and you directly, every step of the way.

global reach

A world without borders.

From London to Singapore, New York to São Paulo — Vault Money operates across every major financial hub. 40+ currencies, 60+ counterparties, one operating partner.

Dubai · HeadquartersGMT+4
LondonGMT
New YorkGMT−5
SingaporeGMT+8
Hong KongGMT+8
TokyoGMT+9
Vault · Network Map · 2026 40+ Currencies · 60+ Partners Dubai HQ HEADQUARTERS London New York Singapore Hong Kong Tokyo Mumbai Lagos São Paulo Sydney LIVE FLOW USD → AED · 2.3s SETTLEMENT 24 / 7 · Stablecoin
Who we serve

Built for your life, not the institution's.

Private Individuals

Multi-currency accounts, premium FX, and a debit card that works seamlessly worldwide. Discreet, dedicated service for your personal wealth.

Business Owners

Pay suppliers, receive client funds, and manage payroll across borders. Multi-currency business accounts with tight FX and a manager on call.

Property Investors

Cross-border property purchases settled cleanly. Move large amounts with confidence, hold in target currency, time the market on your terms.

Family Offices

Discreet, multi-jurisdictional service for HNW capital. Multi-currency private accounts, premium FX, and one senior point of contact.

Crypto Holders

Convert and spend your crypto wealth in the real world. On/off-ramps, fiat-backed cards funded by USDC/USDT, fully compliant in the UAE.

Importers & Exporters

Settle supplier invoices in their local currency, receive client payments globally, and hedge FX on inbound and outbound trade flows.

FX savings calculator

How much could you save?

Most traditional banks charge a 2–3% margin on foreign exchange. Vault Money delivers preferential rates. The difference compounds — fast.

$
$1K$50K$100K$250K$500K
You could save
€2,323
per year, vs a traditional bank
Traditional bank (2.5% margin)
€8,989.50
Vault Money (preferential rate)
€9,183.12
Per transfer, you save €193.62

Indicative only. Mid-market rates as of last close. Your actual rate depends on amount, currency pair, and timing.

How we work

A clear path from first call to onboarded.

Five steps. Most clients are live within ten working days.

01
Call

Introduction

A 15-minute call with our team — no commitment, no hard sell.

02
Discovery

Qualification

A brief, confidential review to identify needs and define goals.

03
Match

Counterparty

We present your file to the right partner in our network and set terms.

04
Live

Relationship

You're onboarded. We monitor and address any friction quickly.

05
Ongoing

Support

Expanding services and corridors as your needs grow over time.

Our services

One operating partner. Every rail.

Banking & FX.

A trusted partner for global entities and individuals — over a decade cultivating a robust network for bespoke solutions across the globe.

60+FX currencies
40+Banking currencies
Segregated Multi-Currency Accounts
Virtual & Segregated IBANs
API Integrations
Omnibus Account Access
Competitive FX Rates
Real-Time Reporting
Third-Party Payments
Banking in 40+ Currencies

Stablecoins & cross-border.

Move value across borders in seconds — settlement on-chain, conversion on demand, with full visibility from origination to delivery.

10+Capabilities
24/7Settlement
On / Off Ramps
All Major Coins
Wholesale Liquidity
Cross-Border Moves
Multi-Geo Presence
Crypto Processing
Third-Party Payments
Instant Settlement

Card processing.

Vault Money connects you to a global network of payment gateways and acquiring banks. Intelligent multi-gateway routing maximises success rates across every geography and sector.

150+Currencies
500+Payment rails
MOTO Processing
Recurring Billing
Open Banking
Merchant Accounts
Full-Stack Tech
Gateway, APIs & Terminals
Domestic & Offshore
global acquiring network

Card issuance.

Choice. Convenience. Control. Issue physical and virtual cards instantly, fund from fiat or crypto, and spend at millions of merchants in over 200 countries.

200+Countries
2Major networks
Multi-Asset Top-Ups
Fiat & Crypto Funding
Visa & Mastercard
Apple Pay & Google Pay
Physical Cards
Virtual Cards
Instant Issuance
In-App Controls
Vault Money cards

Spend anywhere.
Funded from anything.

Physical and virtual Visa & Mastercard cards — funded from fiat or crypto, with seamless conversion at competitive rates. Apple Pay & Google Pay ready out of the box.

Instant issuance

Virtual cards in seconds, physical worldwide

200+ countries

Visa & Mastercard at millions of merchants

Fiat & crypto

Top-ups in USD, EUR, USDC, USDT & more

Mobile-first

Apple Pay & Google Pay, full in-app controls

Vault Money
5421 9012 7846 6411
CARDHOLDERA. KHALIL
VALID THRU02/30
VISA
Vault Money
5421 0085 3917 2208
CARDHOLDERPRIVATE
VALID THRU11/29
VISA
License & regulation

Licensed, regulated, and verifiable.

Vault Money L.L.C-FZ is a licensed financial consultancy in Dubai's Meydan Free Zone, registered for UAE Corporate Tax. Every counterparty in our network is independently regulated in their jurisdiction.

Business License Number
2643541.01
Licensing Authority
Meydan Free Zone, Dubai
Activity
Financial Consultancy (Code 6619.14)
Tax Registration (TRN)
105365822300001
Formation Number
2643541
KYC / AML
Data Protected
PCI DSS Partners
UK · EU · US · UAE
Common questions

Answers before you ask.

Still have questions? Book a discovery call — we usually respond within a few hours.

Yes — for qualifying individuals we offer private multi-currency accounts that hold and transact in 44+ currencies, with a dedicated relationship manager and access to interbank FX rates. After a brief introductory call, most clients are onboarded in 7–14 days.
Three things. Margins: retail banks typically charge 1.5–3% on FX; we deliver preferential rates. Speed: we settle most cross-border transfers same-day, not 3–5 business days. Service: you speak to a named person who knows your file — not a call centre.
Pay international suppliers in their local currency, receive client payments globally, run payroll across multiple jurisdictions, and hold balances in 40+ currencies to time the market. Plus card issuance for your team, and same-day SWIFT/SEPA where the corridor supports it.
Yes — virtual and physical multi-currency debit cards for primary cardholders and family members, with spending controls and real-time notifications. No foreign transaction loading. Apple Pay and Google Pay supported globally.
No fixed minimum. We execute FX from $1,000 up to multi-million dollar tickets — and structure private banking and card services around your actual flow, not a balance threshold. The qualifying call is the easiest way to find out if we're the right fit.
Vault Money L.L.C-FZ is licensed by Meydan Free Zone (License No. 2643541.01) and registered for UAE Corporate Tax (TRN: 105365822300001). We work exclusively with regulated counterparties — Tier 1 banks and licensed EMIs across UK, EU, US, and UAE jurisdictions.
Book a discovery call with our team. We'll understand your needs, present what we can do, and — if it's a fit — match you to the right counterparty within our network. No commitment, no hard sell.
Let's start the conversation

Ready to make your money move with you?

Leave your email — we'll send you a short overview of what we do and propose a 15-minute introductory call. No commitment, no hard sell.

or
Start the conversation

Tell us about your needs.

We respond within a few hours. Your details are confidential.