London · United Kingdom

Foreign exchange and payments for London business.

From the City to overseas property and school fees, London runs on international money — and the FX margin adds up fast. Vault Money helps London businesses and individuals pay and get paid across 60+ currencies at transparent, near-interbank rates.

Global payment connections for London businesses

Money that moves with London

London is where a huge share of the UK’s international business is done — companies with overseas clients and suppliers, individuals buying property or paying school and university fees abroad, and families moving money between the UK and the Gulf. On every one of those payments, the 2 to 3% margin a high-street bank folds into the exchange rate is a cost most never see itemised.

Vault Money works with London businesses to cut that cost. We move money across 60+ currencies at transparent, near-interbank rates through a network of regulated partners, with one named relationship manager. We don’t run a branch in the city — we work with you remotely, by phone and online — which is part of how we keep pricing far tighter than a high-street desk.

How we work with London businesses

Map your currency flows

Tell us where your money comes from and goes to — suppliers abroad, overseas clients, payroll — and in which currencies.

See transparent rates

Every conversion is quoted against the live mid-market rate with our margin shown, not hidden in the number.

Pay and get paid globally

Settle supplier invoices and collect from clients across 60+ currencies, with the full amount arriving.

One point of contact

A named relationship manager who knows your business, by phone and online — not a call centre.

What London businesses get

Transparent FX

Near-interbank rates instead of a hidden 2–3% high-street margin.

Supplier payments

Pay overseas suppliers in their currency, in full, at a rate you can see.

Multi-currency accounts

Hold 40+ currencies and convert only when it suits your cash-flow.

Get paid from abroad

Receive client payments in their currency and hold or convert on your terms.

Named relationship manager

One contact for your FX and payments, reachable directly.

Regulated partners

Every transfer settled by an independently licensed counterparty.

Who we help in and around London

London businesses paying overseas suppliers, contractors and staff; individuals buying property abroad or paying international school and university fees; and anyone moving money between London and the UAE or the wider Gulf. Larger payments are exactly where a transparent rate saves the most.

Related: importers & exporters, cross-border payments, foreign exchange and UAE–UK transfers.

Regulated by design, in every market we operate

Vault Money is not a single company in a single country. We operate through separate, independently registered entities so that your money is handled under the rules of the jurisdiction it moves through — not routed offshore to escape them.

🇦🇪

United Arab Emirates

Vault Money L.L.C-FZ — Meydan Free Zone licence 2643541.01, TRN 105365822300001. Our headquarters.

🇺🇸

United States

Vault Money LLC — registered Money Services Business with FinCEN, MSB registration 31000336764029.

🇨🇦

Canada

Vault Money Limited — FINTRAC MSB N300001905 and Bank of Canada RPAA payment service provider (Registered).

Vault Money introduces clients to a network of regulated and licensed counterparties. It does not itself hold a banking licence or take title to client funds. Regulated services are delivered by independently licensed partners under their own authorisations. Read the full legal & regulatory detail →

Talk to us about your London business

Tell us the currencies you move and roughly how much. We’ll come back with an indicative rate and the saving against your current bank — by phone or email, whichever suits.

Prefer email? Write to info@vaultmoney.io. We never share your details.

Frequently asked questions

Does Vault Money have an office in London?

No — Vault Money is headquartered in Dubai and works with London clients remotely, by phone and online. That lean model is part of how we keep FX pricing far tighter than a high-street branch, while still giving you one named relationship manager.

Which currencies can we use?

More than 60 currencies for sending and receiving, with balances available in 40+ — covering the euro, US dollar, dirham and all the majors your suppliers and clients are likely to use.

How much can we save on foreign exchange?

Most businesses moving from a high-street or business bank see their FX margin fall from around 2–3% to roughly 0.4%. On regular international payments that compounds into a meaningful annual saving.

Do you handle UAE–UK payments specifically?

Yes — the UK–UAE corridor is a core focus. See our dedicated UAE to UK transfers page for AED/GBP detail.

Is Vault Money regulated?

Vault Money operates through registered entities in the UAE (Meydan Free Zone), the US (FinCEN MSB) and Canada (FINTRAC MSB, Bank of Canada RPAA), and settles through independently licensed partners. It does not itself hold a banking licence or take title to client funds.