Corporate & business FX · UAE
Corporate FX, without the bank spread.
Corporate FX and business foreign exchange from the UAE, priced against the live mid-market rate. Whether you convert once a quarter or every week, Vault Money gives your business near-interbank rates with the margin shown — not a hidden 2–3% spread.
Business FX is where finance teams quietly overpay
Every company that pays overseas suppliers, collects foreign revenue or runs multi-currency payroll is doing foreign exchange — and most are doing it at their bank's retail rate. On business currency exchange, banks and brokers routinely fold 2 to 3% into the rate itself, invisibly, on every conversion. Across a year of corporate FX, that is often larger than any line item finance actually tracks.
Vault Money provides corporate FX and business foreign exchange at transparent, near-interbank rates through a network of regulated partners. You see the mid-market rate and our margin — typically around 0.4% — with one named dealer who knows your currency flows, rather than a call centre or an app.
How corporate FX works with us
Map your currency exposure
We look at what you buy, sell and pay across currencies, and where the FX risk actually sits.
See transparent pricing
Every business currency exchange is quoted against the live mid-market rate with our margin shown separately.
Execute and settle
Convert and pay in 60+ currencies through regulated partners, with the full amount arriving.
A named FX contact
One dealer who understands your business and your corporate FX patterns — not a queue.
What businesses get
Transparent business FX
Near-interbank rates instead of a hidden 2–3% corporate FX spread.
Supplier & payroll payments
Pay overseas suppliers, contractors and staff in their currency, in full.
Multi-currency accounts
Hold 40+ currencies and match foreign income to foreign costs.
Collect foreign revenue
Receive client payments in their currency and convert on your terms.
Named relationship dealer
One contact for your corporate FX and payments, reachable directly.
Regulated partners
Every conversion settled by an independently licensed counterparty.
What business FX really costs: a bank vs Vault Money
The saving on corporate FX comes almost entirely from the margin. Here is what a typical bank spread of around 2.5% costs against Vault Money’s roughly 0.4%, at a few monthly volumes:
| Monthly FX volume | Typical bank (~2.5%) | Vault Money (~0.4%) | You keep |
|---|---|---|---|
| AED 100,000 | AED 2,500 | AED 400 | AED 2,100 / mo |
| AED 400,000 | AED 10,000 | AED 1,600 | AED 8,400 / mo |
| AED 1,000,000 | AED 25,000 | AED 4,000 | AED 21,000 / mo |
Illustrative example based on typical margins; your actual rate is confirmed before every trade.
Who uses our corporate FX
SMEs and corporates paying overseas suppliers; importers and exporters managing exposure across currencies; companies running multi-jurisdiction payroll; and finance teams that want business foreign exchange priced transparently rather than buried in the rate.
Related: foreign exchange, cross-border payments, multi-currency accounts and importers & exporters.
Regulated by design, in every market we operate
Vault Money is not a single company in a single country. We operate through separate, independently registered entities so that your money is handled under the rules of the jurisdiction it moves through — not routed offshore to escape them.
United Arab Emirates
Vault Money L.L.C-FZ — Meydan Free Zone licence 2643541.01, TRN 105365822300001. Our headquarters.
United States
Vault Money LLC — registered Money Services Business with FinCEN, MSB registration 31000336764029. Verify at FinCEN →
Canada
Vault Money Limited — FINTRAC MSB N300001905 and Bank of Canada RPAA payment service provider (Registered). Verify at FINTRAC →
Get your corporate FX rate
Tell us the currency pairs and rough monthly volume your business handles. We'll come back with an indicative rate and the saving against your current bank or broker.
Prefer email? Write to info@vaultmoney.io. We never share your details.
Frequently asked questions
What rate do you use for business FX?
Every business currency exchange is quoted against the live mid-market (interbank) rate with our margin shown separately, typically around 0.4%, rather than hidden inside the rate the way a bank or broker usually prices corporate FX.
How much can a business save on corporate FX?
Most companies moving from a bank or broker see their FX margin fall from around 2–3% to roughly 0.4%. On regular corporate FX that compounds into a significant annual saving.
Can you handle supplier payments and payroll too?
Yes. Corporate FX, cross-border supplier payments and multi-currency payroll are handled together, with clean records for your finance team.
What is corporate FX?
Corporate FX (also called business foreign exchange) is the buying and selling of currency a company does to pay overseas suppliers, collect foreign revenue, run multi-currency payroll or manage currency risk. The cost is set by the exchange margin your provider applies — which is exactly where transparent pricing versus a hidden bank spread makes the biggest difference.
Do you offer forward contracts or currency hedging?
Yes. Alongside spot business currency exchange, we can help you fix a rate ahead of a future payment so budgeting and margins are protected from currency swings. Your dealer scopes the right approach for your exposure — we do not push products you don't need.
Is there a minimum volume for business FX?
There is no hard public minimum. The right setup depends on your currency pairs and monthly volume, which your dealer scopes on the first call. We work with growing SMEs through to established corporates.
Is Vault Money regulated?
Vault Money operates through registered entities in the UAE (Meydan Free Zone), the US (FinCEN MSB) and Canada (FINTRAC MSB, Bank of Canada RPAA), and settles through independently licensed partners. It does not itself hold a banking licence or take title to client funds.