Payment gateway & merchant services · UAE
Accept payments, however your customers pay.
Whether you sell online, over the phone or on a recurring plan, Vault Money connects your business to a payment gateway and merchant account through regulated partners — so you can accept card and online payments and settle in the currency you want.
One way to accept every kind of payment
Getting paid is its own project: an e-commerce checkout needs a payment gateway, phone orders need a virtual terminal, subscriptions need recurring billing, and all of it needs a merchant account that settles reliably. Piecing that together from mismatched providers is slow, and the fees and FX add up.
Vault Money connects you to a payment gateway and merchant services through regulated partners — online checkout, MOTO (mail-order/telephone-order) and virtual terminal, and recurring payments — with settlement across 60+ currencies at transparent FX. One relationship instead of five.
How it works
Tell us how you sell
Online, in-app, over the phone, on subscription — or all of them.
Match a gateway & merchant account
We connect you to regulated partners that fit your model and volumes.
Accept payments any way
Card, online checkout, MOTO/virtual terminal and recurring billing.
Settle in your currency
Funds settle across 60+ currencies at transparent, near-interbank FX.
What you get
Payment gateway
Online checkout for e-commerce and in-app payments.
Virtual terminal & MOTO
Take card payments over the phone or by mail order.
Recurring payments
Bill subscriptions and repeat customers automatically.
Merchant account
Card acceptance settled reliably through regulated partners.
Multi-currency settlement
Get paid and settle across 60+ currencies at transparent FX.
Regulated partners
Gateways and accounts provided by independently licensed partners.
Who this is for
E-commerce and subscription businesses, service firms taking phone payments, and any UAE company that needs to accept card and online payments and settle cleanly across currencies. Operating in a hard-to-place sector? See high-risk payment processing.
Related: e-commerce sellers, cross-border payments, high-risk merchant accounts and business banking.
Regulated by design, in every market we operate
Vault Money is not a single company in a single country. We operate through separate, independently registered entities so that your money is handled under the rules of the jurisdiction it moves through — not routed offshore to escape them.
United Arab Emirates
Vault Money L.L.C-FZ — Meydan Free Zone licence 2643541.01, TRN 105365822300001. Our headquarters.
United States
Vault Money LLC — registered Money Services Business with FinCEN, MSB registration 31000336764029. Verify at FinCEN →
Canada
Vault Money Limited — FINTRAC MSB N300001905 and Bank of Canada RPAA payment service provider (Registered). Verify at FINTRAC →
Talk to us about accepting payments
Tell us how you sell and roughly your monthly volume. We’ll match you to the right payment gateway and merchant account and show you the all-in cost.
Prefer email? Write to info@vaultmoney.io. We never share your details.
Frequently asked questions
What is a payment gateway?
A payment gateway is the technology that lets your business accept card and online payments — securely capturing the payment at checkout and routing it to a merchant account for settlement. We connect you to a gateway and merchant account suited to how you sell.
Can I take payments over the phone or on subscription?
Yes. We support MOTO and virtual terminal payments (over the phone or by mail order) and recurring/subscription billing, alongside standard online checkout.
Do you handle high-risk businesses too?
Yes, separately. If mainstream processors decline your sector, see our high-risk payment processing and high-risk merchant accounts, which route to specialist partners.
Is Vault Money regulated?
Vault Money operates through registered entities in the UAE (Meydan Free Zone), the US (FinCEN MSB) and Canada (FINTRAC MSB, Bank of Canada RPAA), and settles through independently licensed partners. It does not itself hold a banking licence or take title to client funds.