Pricing

Simple pricing that scales with you.

Every rate published. Volume discounts applied automatically. No hidden FX spread.

Been passed around or turned down by a bank? If your case isn't straightforward, a non-resident, a new or multi-jurisdictional company, or a sector the high street avoids, you'll likely be better served by our white-glove setup: a real person who prepares your application and manages it end to end.
Explore white-glove →

Fixed fees

The same two fixed fees apply on every tier.

Onboarding & compliance review

€149 one-off

Charged on account approval.

Account fee

€99 / month

Fully credited against your transaction fees each month — active accounts effectively pay €0.

Rates by tier

Your tier is assigned automatically by your total processed volume. Every rate is published in full, no "from" pricing, no ranges hidden in the small print.

  Standardunder €500k / mo Growth€500k – €2M / mo Scale€2M – €5M / mo Enterprise€5M+ / mo
Local payments UK Faster Payments, SEPA, AED local0.30%0.25%0.20%Bespoke
SWIFT payments0.40%0.35%0.30%Bespoke
FX conversion0.75%0.60%0.45%Bespoke
Stablecoin on/off-ramp1.25%1.00%0.75%Bespoke

Minimum fees (every tier): Local €2 per payment · SWIFT €25 per payment · FX €10 per conversion · On/off-ramp €50 per transaction.

Tier is set by your account's total processed volume in the previous calendar month (all products combined, EUR equivalent). Volumes are reviewed on the 1st of each month; upgrades apply automatically from the 1st of the following month. New accounts start on Standard. Above €5M / month, talk to us about bespoke Enterprise pricing.

Find your tier

Enter your expected monthly volume for each product. We'll show the tier you'd be on and an estimated monthly cost.

€
€
€
€
You'd be onStandard
  • Local payments 0.30%
  • SWIFT payments 0.40%
  • FX conversion 0.75%
  • Stablecoin on/off-ramp 1.25%
Estimated monthly cost€0

€99 account fee — covered by your transaction fees at this volume.

Estimate ignores per-transaction minimums and the fixed fees above. Billing is in EUR; other currencies shown at an indicative rate.

Your plan at sign-up

Every new account starts on Standard and moves up automatically as volume grows. This is what a new client sees on confirmation.

Your planStandard
Continue to sign-up

Your rates

  • Local payments 0.30%
  • SWIFT payments 0.40%
  • FX conversion 0.75%
  • Stablecoin on/off-ramp 1.25%

Fixed fees

  • Onboarding & compliance €149 one-off
  • Account fee €99 / mo
  • Account fee is credited against your usage.

Progress to Growth

€0 of €500,000 monthly volume to reach Growth (0.60% FX and lower rates across the board)

Your tier upgrades automatically as your volume grows — no renegotiation, no forms. We review volumes on the 1st of every month.

Questions

How are tiers set?

By your total processed volume in the previous calendar month, across all products in EUR equivalent. Volumes are reviewed on the 1st of each month and upgrades apply automatically from the 1st of the following month. New accounts start on Standard.

What counts as volume?

The EUR value of all payments and conversions processed on your account — local payments, SWIFT, FX and stablecoin on/off-ramp combined.

Is the account fee extra?

No. The €99 monthly account fee is credited against your transaction fees each month, so most active accounts pay nothing beyond their usage.

Can rates go below Enterprise?

Bespoke pricing is available for volumes above €5M per month. Contact the team to discuss.

Rates apply to approved accounts and are subject to our Terms of Business. Onboarding is subject to compliance review. Billing is in EUR; payments in other currencies are converted at the prevailing rate.