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Complimentary Route Check

What did your last international payment really cost?

A complimentary second opinion on your international payments. No pitch. Send us a recent payment and get a one-page breakdown of the route it took, what it cost against the mid-market rate, and what we'd do differently, within 24 hours.

Global payments, simplified.

How it works

Three steps. Nothing to sign.

  1. Tell us about the payment

    The corridor, roughly how much, and what went wrong. Add a remittance advice or bank confirmation if you have one.

  2. We trace the route

    A named member of our team looks at the rate you got, the banks it likely passed through, and where fees or delays crept in.

  3. You get a one-page breakdown

    Within 24 hours, in plain English. Keep it, share it with your finance team, or ask us to quote the next one.

What you get: a one-page breakdown within 24 hours

  • The all-in cost of your payment compared with the mid-market rate
  • The likely route, with each bank it touched and where deductions or delays happened
  • What Vault Money would quote and how we'd route it instead, with our margin shown
  • One named person to ask follow-up questions
  • No obligation to switch. If your current setup is good, we'll say so.

Your Route Check

Payment[amount, currency, corridor]
Rate you got[rate]
Mid-market at the time[rate]
FX cost vs mid-market[£ amount]
Intermediary deductions[£ amount]
Route[bank → bank → bank]
Our quote, margin shown[£ amount]
Layout example only. Your breakdown uses your payment's real figures.

A complimentary second opinion on your international payments. No pitch.

Takes about two minutes. We usually reply within a few hours.

Please fill this in.
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We'll send your breakdown here.Please enter a valid email address.
Corridors *Where do your payments usually go?
Please choose at least one corridor.
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Have a remittance advice or bank confirmation? Reply to our email with it attached, you can black out account numbers.

Please tick to continue.

We usually reply within a few hours. Your details are confidential.

Who you're dealing with

Registrations you can check for yourself.

OfficesDubai (Meydan Grandstand) and London (40 Bank Street, Canary Wharf)
United StatesVault Money LLC: FinCEN-registered Money Services Business, No. 31000336764029 · Verify at FinCEN
CanadaVault Money Limited: FINTRAC-registered MSB, No. N300001905, and Bank of Canada registered payment service provider (RPAA) · Verify at FINTRAC · Bank of Canada register
UAEVault Money L.L.C-FZ: Meydan Free Zone, Dubai, company no. 2643541.01

Vault Money introduces clients to a network of regulated and licensed counterparties. It does not itself hold a banking licence or take title to client funds. Regulated services are delivered by independently licensed partners under their own authorisations.

Questions

Short answers. Ask us anything else.

Is there really no charge?

Yes. The Route Check costs nothing, and you're under no obligation to use us afterwards.

What should I send you?

Any international payment that caused you a problem: it arrived short, took too long, went quiet, or you just suspect the rate was poor. A remittance advice or bank confirmation helps, but a rough description is fine.

Is my information safe?

Your details are confidential and used only to prepare your breakdown and reply to you. Black out account numbers if you prefer. See our privacy policy.

Will you try to sell me something?

No pitch, no obligation. If we can do the next payment better, the breakdown will show how. If we can't, we'll tell you.

Is Vault Money a bank?

No. Vault Money doesn't hold a banking licence or take title to client funds. We connect you to regulated, licensed partners who provide the underlying services under their own authorisations, and you get one named contact across all of it.

Global payments, simplified.

A complimentary second opinion on your international payments. No pitch.